Instant Quote
Our Instant Quote technology factors the critical data points to provide a seamless and reliable quote, customized to your unique borrower profile.
Purchase & Rehab
Financing for Investment Properties
Thoughtful Technology.
Profit Calculator
Our Profit Calculators simplify the complicated process of assessing investment projects, providing you a quick and accurate picture of an investment’s cost and potential returns.
Complete the form in seconds.
Receive your quote instantly.
Plug in the numbers. Assess your Cash Flows.
Our Values.
- Time. We only have so much. We respect yours which is why we’ve built a platform that makes getting investment property loans easier than ever.
- Freedom. Do what you want, when you want. We recognize investment property ownership as a means of building freedom. We formed Vert to help you get there.
- Simplicity. Getting an investment property loan should be as easy as shopping online. We’ve reduced our forms and document requests to the bare minimum to keep things simple.
Based in Chicago, Illinois, we offer investment property loans nationwide.
Whether you’re looking to fix, flip or hold your property, we’ve got you covered. We welcome and encourage first-time investors.
- Vert, short for vertical, symbolizes upward mobility. Grow your real estate portfolio with Vert and take back your time freedom.
Time
The most valuable resource we don’t get back.
Freedom
Autonomy over your decision making.
Simplicity
The ultimate sophistication.
Our Impact.
They make the process really simple, they're super transparent on what they need and what they expect from the deal, and they're reliable about delivering on what they say.
Our Impact.
As reviewed on
I recently had the pleasure of working with Cam and his team for a loan to purchase my new home, and I couldn't be more satisfied with the experience. From the very beginning, Cam was incredibly knowledgeable and attentive, guiding me through every step of the process. I highly recommend Cam and his company to anyone looking for professional and reliable financial services.
Working with Vert was great and easy. No tedious big forms to fill out. The draw process was smooth and easy with the app pictures. they were able to get my deal closed in a fast timeline.
Cam and his team were a pleasure to work with purchasing my first investment property. The whole process from applying through closing was smooth and painless. I will definitely be reaching out to Vert for my next purchase!
Terms
Purchase and rehab loans for 1-4-unit flips and holds.
Our interest-only Bridge loans are repaid with the sale or refinance proceeds. We welcome first-time investors to apply for our Bridge loans.
Fund your Fix & Flip projects with our Bridge loans.
Min Loan: $75,000
Max Loan: $5,000,000
Type: 1-4 Units
Purchase Loan: Up to 90%
Rehab Funding: 100%
Origination Fee: Starting at 1.99%
Interest Rate: Starting at 10.99%
Min FICO: 600
Term: 12-18 Months
Close: Two Weeks
Purchase and refinance loans for 1-4-unit long-term rentals.
‘Debt Service Coverage Ratio’ loans factor the property’s income instead of yours. We welcome first-time investors to apply for our DSCR loans.
Grow your real estate rental empire with our DSCR loans.
Min Loan: $75,000
Max Loan: $2,500,000
Type: 1-4 Units
Loan to Value:Up to 80%
Min DSCR: 1.10x
Origination Fee: 1.99%
Interest Rate: Starting at 5.99%
Min FICO: 660
Term: 30 Years
Close: Two Weeks
Land and construction loans for new development projects.
We fund up to 75% of the land purchase and 100% of construction up to 90% of total costs. We require at least one completed similar project for our New Build loans.
Build your Developer resume with our New Build loans.
Min Loan: $75,000
Max Loan: $3,500,000
Type: 1-4 Units
Land Loan:Up to 75% of Cost
Max LTC: 90%
Origination Fee: Starting at 1.99%
Interest Rate: Starting at 10.99%
Min FICO: 680
Term: 12-24 Months
Close: Two Weeks
Purchase and rehab loans for 5+ unit multifamily, retail, industrial and more.
We welcome first-time investors to apply for our Commercial loans.
Leverage our Commercial loans to fund your larger real estate investment.
Min Loan: $250,000
Max Loan: $20,000,000
Type: Multifamily, Mixed Use, Office, Retail, Industrial Storage
Loan to Cost: Up to 85%
Rehab Funding: 100%
Origination Fee: Starting at 1.99%
Interest Rate: Starting at 10.99%
Min FICO: 600
Term: 12-24 Months
Close: Two Weeks
Questions?
Shoot us a note.
Questions?
Shoot us a note.